Choose Your Visa® Credit Card
Apply for a credit card at your convenience online.
Carry Convenience with a B&B Group Bank Visa® Credit Card
Easily consolidate your debt into one simple payment with our Balance Transfer Provision, all with a low-interest rate and fixed Annual Percentage Rate that’s not an introductory rate.
Plus, it’s easy to apply: Complete a simple online application, take a selfie, and you can generally receive a decision within 1 minute of application submission, with contact taking place within 24 hours.
Disclosures:
Residents of TX and OK can take advantage of this offer, and a valid ID and email address are required. A cash advance fee may apply. Read our cardholder agreement to learn more.
Choose a card that is perfect for you
Visa® Classic
Perfect for everyday or special purchases
An excellent choice for first-time credit card users or for those transferring a balance.
Visa® Gold
EXTRA BUYING POWER FOR THOSE WHO DESIRE A LITTLE MORE
Plus, you’ll enjoy benefits such as travel and emergency assistance.
Features & Benefits
Built-In Benefits
- Get a Cash Advance at your local B&B Group Banking Center or ATM1
Low Annual Percentage Rate
- Fixed APR, not an introductory rate.
Grace Period
- A 25-day interest-free grace period on purchases2
- No finance charges will be assessed on new purchases if the full balance is paid by the payment due date shown on your monthly statement.
Revolving Balance
- If you carry over a balance each month, the APR will be in effect. Your statement will reflect the minimum payment that is due.
Balance Transfer Provision
- Consolidate your debt into one simple payment.
- Eliminate additional monthly fees.
- Eliminate high-interest rates you may be paying on your other cards.
- Reduce the amount of time it takes to pay off debt.
uChoose Rewards Program
$1=1 point
Earn 1 point for every retail dollar spent
+ More
Redeem points for virtually unlimited options
There is no limit to the number of points you can earn
Frequently asked questions
WHAT ARE THE ADVANTAGES OF CARRYING A CREDIT CARD?
Credit cards are a convenient way to pay for virtually everything you need, from groceries, and clothing to hotel stays and online purchases. A credit card is also a good way to establish or re-establish a strong credit history, which is essential when applying for a car loan, home financing, insurance coverage, and the like.
HOW IS MY CREDIT LIMIT DETERMINED?
A number of considerations determine the credit limit, including how long you’ve been employed, credit score, and amount of debt.
WHAT ARE SOME OF THE BENEFITS OF THE PROSPERITY VISA® CREDIT CARDS?
Whether you’re traveling, shopping, or dining, a Prosperity Visa® Card will have you covered. Both the Prosperity Visa® Classic and Visa® Gold credit cards offer you these features:
- Visa®cards are accepted at merchants around the world
- Access cash from 1.9 million ATMs
- Automatic enrollment in uChoose Rewards
- Advanced security features provide you with optimal peace of mind
- General inquiries and assistance is readily available 24/7
- Zero liability fraud protection